{"id":27343,"date":"2022-11-30T09:50:45","date_gmt":"2022-11-30T08:50:45","guid":{"rendered":"https:\/\/www.mgc.es\/?p=27343"},"modified":"2022-12-22T17:05:59","modified_gmt":"2022-12-22T16:05:59","slug":"com-funcionen-les-assegurances-dentals","status":"publish","type":"post","link":"https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/","title":{"rendered":"Com funcionen les assegurances dentals?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">\u00cdndex de continguts<\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/#Com_funcionen_les_assegurances_dentals\" >Com funcionen les assegurances dentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/#Que_inclou_un_pla_dental\" >Qu\u00e8 inclou un pla dental?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/#Que_es_una_asseguranca_dental_franquiciada\" >Qu\u00e8 \u00e9s una asseguran\u00e7a dental franquiciada?<\/a><\/li><\/ul><\/nav><\/div>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-27341\" src=\"https:\/\/www.mgc.es\/wp-content\/uploads\/2022\/11\/como-funcionan-los-seguros-dentales.jpg\" alt=\"c\u00f3mo funcionan los seguros dentales\" width=\"2560\" height=\"1750\"><\/p>\n<p>La cura de la salut bucal i dental t\u00e9 escassa protecci\u00f3 sota la Sanitat P\u00fablica del nostre pa\u00eds. Per aix\u00f2, si vols gaudir d&#8217;una cobertura completa que abasti totes les teves necessitats, t&#8217;interessa con\u00e8ixer <strong>com funcionen les assegurances dentals<\/strong>. En aquest article et deixem tots els detalls.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Com_funcionen_les_assegurances_dentals\"><\/span>Com funcionen les assegurances dentals?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Com hem indicat en la introducci\u00f3, la Sanitat P\u00fablica del nostre pa\u00eds cobreix \u00fanicament els tractaments m\u00e9s b\u00e0sics pel que fa a la salut dental. Aqu\u00ed entren les<strong> extraccions, les cirurgies menors i les revisions orals per a la detecci\u00f3 de lesions premalignes<\/strong>. Aix\u00f2 significa que cures tan importants com les neteges bucals o la correcci\u00f3 de la mossegada queden fora de la cobertura p\u00fablica.<\/p>\n<p>Per aquest motiu, comptar amb una <strong>protecci\u00f3 privada \u00e9s l&#8217;\u00fanica alternativa<\/strong> que queda si es desitja poder accedir a tots els serveis m\u00e8dics desitjats, per\u00f2 sense que aix\u00f2 suposi un desemborsament excessivament elevat. El cost \u00e9s particularment rellevant en el cas dels menors i de les persones grans, ja que pot arribar a ser molt elevat.<\/p>\n<p>No obstant aix\u00f2, \u00e9s convenient <strong>comprendre com funcionen les assegurances dentals<\/strong>, que encara que s&#8217;assemblen a les m\u00e8diques, tenen les seves pr\u00f2pies caracter\u00edstiques. Sobretot, pel que fa a les cobertures i les limitacions, car aquestes varien d&#8217;una companyia asseguradora a una altra.<\/p>\n<p>En qualsevol cas, el funcionament a grans trets \u00e9s el mateix que en altres cobertures. Consisteixen en una <strong>contractaci\u00f3 de serveis m\u00e8dics que es paguen amb primes<\/strong> que s\u00f3n, en general, mensuals, i a canvi de les quals es pot accedir a aquest especialista.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Que_inclou_un_pla_dental\"><\/span>Qu\u00e8 inclou un pla dental?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>El pla dental fa refer\u00e8ncia a les cobertures que s&#8217;inclouen dins de l&#8217;asseguran\u00e7a dental contractada. Aquestes solen ser bastant similars en totes les companyies. Tanmateix, per a evitar sorpreses i per si es don\u00e9s el cas que es tenen unes necessitats molt espec\u00edfiques, la idea \u00e9s <strong>consultar-ne diverses per a trobar aquella que millor s&#8217;adapta al que es busca<\/strong>. Per\u00f2 sense entrar en particularitats, les cobertures d&#8217;un pla dental solen ser les seg\u00fcents:<\/p>\n<h3>Odontologia preventiva<\/h3>\n<p>L&#8217;odontologia preventiva se centra, com el seu nom indica, en la<strong> prevenci\u00f3 de patologies<\/strong> bucodentals. Aqu\u00ed es troben les <strong>revisions per a adults i menors, les neteges bucals i el tractament per a les petites esquerdes i fissures<\/strong> que puguin haver aparegut en les dents i que no requereixen empastaments. Tots aquests tractaments persegueixen evitar l&#8217;aparici\u00f3 de c\u00e0ries i els problemes en les genives.<\/p>\n<h3>Proves per al diagn\u00f2stic<\/h3>\n<p>Una altra de les cobertures gratu\u00eftes de les assegurances dentals s\u00f3n les proves diagn\u00f2stiques que s&#8217;hagin de realitzar per a detectar problemes bucals de gravetat. Aqu\u00ed entren les <strong>radiografies<\/strong>, entre les quals l&#8217;ortopantomografia \u00e9s la m\u00e9s coneguda, i els <strong>TAC dentals<\/strong>, que s\u00f3n necessaris quan es desitja apostar per tractaments com els implants.<\/p>\n<h3>Extraccions i cirurgia<\/h3>\n<p>Quan cap tractament \u00e9s capa\u00e7 de restaurar el mal en una pe\u00e7a dental i la perman\u00e8ncia d&#8217;aquestes pot ocasionar altres problemes de gravetat com ara infeccions, l&#8217;\u00fanica opci\u00f3 viable s\u00f3n les <strong>extraccions, que poden necessitar o no una cirugia<\/strong>. A m\u00e9s de les peces dentals en mal estat, tamb\u00e9 figuren aqu\u00ed els queixals del seny.<\/p>\n<h3>Ortod\u00f2ncies i implants<\/h3>\n<p>Si les extraccions s\u00f3n diverses o es troben en una zona visible de la boca, algunes persones poden sol\u00b7licitar un <strong>estudi implantol\u00f2gic perqu\u00e8 l&#8217;est\u00e8tica no es vegi afectada<\/strong>. Aquests consisteixen a trobar el millor tipus d&#8217;implants per a substituir a les peces que hagin estat eliminades.<\/p>\n<p>A m\u00e9s d&#8217;aquests estudis, les assegurances dentals cobreixen els destinats a les <strong>ortod\u00f2ncies, que s\u00f3n tractaments amb brackets<\/strong> o altres aparells per a la correcci\u00f3 de la mossegada i de les peces dentals. Tamb\u00e9 es cobreix la primera reposici\u00f3 fruit de la deterioraci\u00f3 o perqu\u00e8 s&#8217;enlairen del seu lloc.<\/p>\n<p>No obstant aix\u00f2, tal com hem indicat, aquestes s\u00f3n les cobertures generals, per\u00f2 <strong>cada asseguradora t\u00e9 les seves pr\u00f2pies condicions<\/strong>. L&#8217;<a href=\"https:\/\/www.mgc.es\/dental\/\">asseguran\u00e7a dental d&#8217;MGC M\u00fatua<\/a> t\u00e9 cobertures completes, en les quals tamb\u00e9 s&#8217;inclouen <strong>els implants, l&#8217;odontopediatria o l&#8217;odontologia d&#8217;alta est\u00e8tica<\/strong>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Que_es_una_asseguranca_dental_franquiciada\"><\/span>Qu\u00e8 \u00e9s una asseguran\u00e7a dental franquiciada?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>L&#8217;\u00faltim aspecte per a entendre com funcionen les assegurances dentals \u00e9s con\u00e8ixer els <strong>diferents tipus que hi ha<\/strong>. Podem parlar de dos en concret, les <strong>assegurances sense copagament i les que tenen copagament<\/strong>. Aquestes \u00faltimes s\u00f3n tamb\u00e9 les que es coneixen com a asseguran\u00e7a dental franquiciada.<\/p>\n<p>I en qu\u00e8 consisteixen? En qu\u00e8 quan es fa \u00fas de l&#8217;asseguran\u00e7a dental coberta, s&#8217;ha de <strong>pagar una quantitat de diners extres en funci\u00f3 del servei sol\u00b7licitat<\/strong>. Com que cada persona o fam\u00edlia t\u00e9 les seves pr\u00f2pies necessitats, en el moment de la contractaci\u00f3 s&#8217;estableix la modalitat m\u00e9s adequada. Encara que a m\u00e9s del tipus d&#8217;asseguran\u00e7a, tamb\u00e9 <strong>existeixen les p\u00f2lisses comunes i les que tenen opci\u00f3 a un reemborsament<\/strong>.<\/p>\n<p>Per\u00f2 si tornem a l&#8217;asseguran\u00e7a dental franquiciada, aquesta modalitat \u00e9s id\u00f2nia per a aquelles persones que desitgen contractar aquesta p\u00f2lissa pel que pugui passar o per a gaudir de les neteges i revisions, per\u00f2 que compten amb un estat de salut bucal \u00f2ptim. El seu avantatge principal \u00e9s que el <strong>cost de la prima es redueix considerablement<\/strong>. I si es don\u00e9s el cas que necessitessin algun tractament o servei no cobert, pagarien per ell, per\u00f2 continuaria sent a un preu inferior que si s&#8217;acud\u00eds directament sense asseguran\u00e7a.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La cura de la salut bucal i dental t\u00e9 escassa protecci\u00f3 sota la Sanitat P\u00fablica del nostre pa\u00eds. Per aix\u00f2, si vols gaudir d&#8217;una cobertura completa que abasti totes les teves necessitats, t&#8217;interessa con\u00e8ixer com funcionen les assegurances dentals. En aquest article et deixem tots els detalls. Com funcionen les assegurances dentals? Com hem indicat [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":27341,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[188,1],"tags":[],"class_list":["post-27343","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguros","category-sin-categorizar"],"featured_image_src":"https:\/\/www.mgc.es\/wp-content\/uploads\/2022\/11\/como-funcionan-los-seguros-dentales.jpg","author_info":{"display_name":"Revista Inter\u00e8s Mutu","author_link":"https:\/\/www.mgc.es\/ca\/blog\/author\/interesmutu\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Com funcionen les assegurances dentals? - MGC M\u00fatua<\/title>\n<meta name=\"description\" content=\"Vols saber com funcionen les assegurances dentals? En aquest article de MGC t&#039;expliquem tot el que has de saber.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Com funcionen les assegurances dentals? - MGC M\u00fatua\" \/>\n<meta property=\"og:description\" content=\"Vols saber com funcionen les assegurances dentals? En aquest article de MGC t&#039;expliquem tot el que has de saber.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/\" \/>\n<meta property=\"og:site_name\" content=\"MGC M\u00fatua\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/mgcmutua\" \/>\n<meta property=\"article:published_time\" content=\"2022-11-30T08:50:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-12-22T16:05:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.mgc.es\/wp-content\/uploads\/2022\/11\/como-funcionan-los-seguros-dentales.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1750\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Revista Inter\u00e8s Mutu\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@mgcmutua\" \/>\n<meta name=\"twitter:site\" content=\"@mgcmutua\" \/>\n<meta name=\"twitter:label1\" content=\"Escrit per\" \/>\n\t<meta name=\"twitter:data1\" content=\"Revista Inter\u00e8s Mutu\" \/>\n\t<meta name=\"twitter:label2\" content=\"Temps estimat de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minuts\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Com funcionen les assegurances dentals? - MGC M\u00fatua","description":"Vols saber com funcionen les assegurances dentals? En aquest article de MGC t'expliquem tot el que has de saber.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/","og_locale":"ca_ES","og_type":"article","og_title":"Com funcionen les assegurances dentals? - MGC M\u00fatua","og_description":"Vols saber com funcionen les assegurances dentals? En aquest article de MGC t'expliquem tot el que has de saber.","og_url":"https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/","og_site_name":"MGC M\u00fatua","article_publisher":"https:\/\/www.facebook.com\/mgcmutua","article_published_time":"2022-11-30T08:50:45+00:00","article_modified_time":"2022-12-22T16:05:59+00:00","og_image":[{"width":2560,"height":1750,"url":"https:\/\/www.mgc.es\/wp-content\/uploads\/2022\/11\/como-funcionan-los-seguros-dentales.jpg","type":"image\/jpeg"}],"author":"Revista Inter\u00e8s Mutu","twitter_card":"summary_large_image","twitter_creator":"@mgcmutua","twitter_site":"@mgcmutua","twitter_misc":{"Escrit per":"Revista Inter\u00e8s Mutu","Temps estimat de lectura":"5 minuts"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["Article","BlogPosting"],"@id":"https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/#article","isPartOf":{"@id":"https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/"},"author":{"name":"Revista Inter\u00e8s Mutu","@id":"https:\/\/www.mgc.es\/#\/schema\/person\/010c961d9c9acf38f11187a02b646c16"},"headline":"Com funcionen les assegurances dentals?","datePublished":"2022-11-30T08:50:45+00:00","dateModified":"2022-12-22T16:05:59+00:00","mainEntityOfPage":{"@id":"https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/"},"wordCount":932,"publisher":{"@id":"https:\/\/www.mgc.es\/#organization"},"image":{"@id":"https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/#primaryimage"},"thumbnailUrl":"https:\/\/www.mgc.es\/wp-content\/uploads\/2022\/11\/como-funcionan-los-seguros-dentales.jpg","articleSection":["Sector seguros","Sin categorizar"],"inLanguage":"ca"},{"@type":["WebPage","ItemPage"],"@id":"https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/","url":"https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/","name":"Com funcionen les assegurances dentals? - MGC M\u00fatua","isPartOf":{"@id":"https:\/\/www.mgc.es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/#primaryimage"},"image":{"@id":"https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/#primaryimage"},"thumbnailUrl":"https:\/\/www.mgc.es\/wp-content\/uploads\/2022\/11\/como-funcionan-los-seguros-dentales.jpg","datePublished":"2022-11-30T08:50:45+00:00","dateModified":"2022-12-22T16:05:59+00:00","description":"Vols saber com funcionen les assegurances dentals? En aquest article de MGC t'expliquem tot el que has de saber.","breadcrumb":{"@id":"https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/#breadcrumb"},"inLanguage":"ca","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/"]}]},{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/#primaryimage","url":"https:\/\/www.mgc.es\/wp-content\/uploads\/2022\/11\/como-funcionan-los-seguros-dentales.jpg","contentUrl":"https:\/\/www.mgc.es\/wp-content\/uploads\/2022\/11\/como-funcionan-los-seguros-dentales.jpg","width":2560,"height":1750,"caption":"c\u00f3mo funcionan los seguros dentales"},{"@type":"BreadcrumbList","@id":"https:\/\/www.mgc.es\/ca\/blog\/com-funcionen-les-assegurances-dentals\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.mgc.es\/ca\/"},{"@type":"ListItem","position":2,"name":"Com funcionen les assegurances dentals?"}]},{"@type":"WebSite","@id":"https:\/\/www.mgc.es\/#website","url":"https:\/\/www.mgc.es\/","name":"MGC M\u00fatua","description":"MGC M\u00fatua \u00e9s una entitat asseguradora sense \u00e0nim de lucre constitu\u00efda al 1982 i especialitzada en assegurances de salut i assist\u00e8ncia.","publisher":{"@id":"https:\/\/www.mgc.es\/#organization"},"alternateName":"MGC","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.mgc.es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ca"},{"@type":"Organization","@id":"https:\/\/www.mgc.es\/#organization","name":"MGC Mutua","alternateName":"MGC","url":"https:\/\/www.mgc.es\/","logo":{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/www.mgc.es\/#\/schema\/logo\/image\/","url":"https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/03\/mgcmutua_h2_2t_reduccions.png","contentUrl":"https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/03\/mgcmutua_h2_2t_reduccions.png","width":303,"height":165,"caption":"MGC Mutua"},"image":{"@id":"https:\/\/www.mgc.es\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/mgcmutua","https:\/\/x.com\/mgcmutua","https:\/\/www.youtube.com\/c\/MGCMutua"]},{"@type":"Person","@id":"https:\/\/www.mgc.es\/#\/schema\/person\/010c961d9c9acf38f11187a02b646c16","name":"Revista Inter\u00e8s Mutu","image":{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/secure.gravatar.com\/avatar\/52302d684339b9d7bf5691e2ad00835d62ce3b4a435f21ca9f21fbe39c63cb1b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/52302d684339b9d7bf5691e2ad00835d62ce3b4a435f21ca9f21fbe39c63cb1b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/52302d684339b9d7bf5691e2ad00835d62ce3b4a435f21ca9f21fbe39c63cb1b?s=96&d=mm&r=g","caption":"Revista Inter\u00e8s Mutu"}}]}},"_links":{"self":[{"href":"https:\/\/www.mgc.es\/ca\/wp-json\/wp\/v2\/posts\/27343","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mgc.es\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mgc.es\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mgc.es\/ca\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mgc.es\/ca\/wp-json\/wp\/v2\/comments?post=27343"}],"version-history":[{"count":2,"href":"https:\/\/www.mgc.es\/ca\/wp-json\/wp\/v2\/posts\/27343\/revisions"}],"predecessor-version":[{"id":27581,"href":"https:\/\/www.mgc.es\/ca\/wp-json\/wp\/v2\/posts\/27343\/revisions\/27581"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mgc.es\/ca\/wp-json\/wp\/v2\/media\/27341"}],"wp:attachment":[{"href":"https:\/\/www.mgc.es\/ca\/wp-json\/wp\/v2\/media?parent=27343"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mgc.es\/ca\/wp-json\/wp\/v2\/categories?post=27343"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mgc.es\/ca\/wp-json\/wp\/v2\/tags?post=27343"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}