{"id":17643,"date":"2021-02-02T11:00:00","date_gmt":"2021-02-02T10:00:00","guid":{"rendered":"https:\/\/www.mgc.es\/?p=17643"},"modified":"2021-04-12T16:19:11","modified_gmt":"2021-04-12T14:19:11","slug":"que-hem-de-tenir-en-compte-abans-de-contractar-una-asseguranca-de-salut","status":"publish","type":"post","link":"https:\/\/www.mgc.es\/ca\/blog\/que-hem-de-tenir-en-compte-abans-de-contractar-una-asseguranca-de-salut\/","title":{"rendered":"Qu\u00e8 hem de saber abans de contractar una asseguran\u00e7a de salut?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_1 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">\u00cdndex de continguts<\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.mgc.es\/ca\/blog\/que-hem-de-tenir-en-compte-abans-de-contractar-una-asseguranca-de-salut\/#%C2%BFCom_contractar_una_asseguranca_de_salut_i_escollir_la_correcta\" >\u00bfCom contractar una asseguran\u00e7a de salut i escollir la correcta?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.mgc.es\/ca\/blog\/que-hem-de-tenir-en-compte-abans-de-contractar-una-asseguranca-de-salut\/#El_tipus_dasseguranca\" >El tipus d&#8217;asseguran\u00e7a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.mgc.es\/ca\/blog\/que-hem-de-tenir-en-compte-abans-de-contractar-una-asseguranca-de-salut\/#Les_cobertures_incloses_i_els_seus_limits\" >Les cobertures incloses i els seus l\u00edmits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.mgc.es\/ca\/blog\/que-hem-de-tenir-en-compte-abans-de-contractar-una-asseguranca-de-salut\/#El_quadre_medic\" >El quadre m\u00e8dic<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.mgc.es\/ca\/blog\/que-hem-de-tenir-en-compte-abans-de-contractar-una-asseguranca-de-salut\/#Les_carencies\" >Les car\u00e8ncies<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.mgc.es\/ca\/blog\/que-hem-de-tenir-en-compte-abans-de-contractar-una-asseguranca-de-salut\/#Les_exclusions\" >Les exclusions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.mgc.es\/ca\/blog\/que-hem-de-tenir-en-compte-abans-de-contractar-una-asseguranca-de-salut\/#Cobertura_de_malalties_previes\" >Cobertura de malalties pr\u00e8vies<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.mgc.es\/ca\/blog\/que-hem-de-tenir-en-compte-abans-de-contractar-una-asseguranca-de-salut\/#Limits_dedat\" >L\u00edmits d&#8217;edat<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.mgc.es\/ca\/blog\/que-hem-de-tenir-en-compte-abans-de-contractar-una-asseguranca-de-salut\/#La_cobertura_geografica\" >La cobertura geogr\u00e0fica<\/a><\/li><\/ul><\/nav><\/div>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"880\" height=\"587\" src=\"https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-familia-880x587.jpg\" alt=\"Seguro de salud-familia\" class=\"wp-image-17629\" srcset=\"https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-familia-880x587.jpg 880w, https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-familia-440x293.jpg 440w, https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-familia-768x512.jpg 768w, https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-familia-600x400.jpg 600w, https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-familia.jpg 1200w\" sizes=\"auto, (max-width: 880px) 100vw, 880px\" \/><\/figure>\n\n\n\n<p>Quan ens plantegem contractar una asseguran\u00e7a de salut privada hem de tenir en compte alguns aspectes, com ara les cobertures, les mancances i les exclusions, per poder triar la que millor s&#8217;adapta a les nostres necessitats. <br>En l&#8217;article d&#8217;avui parlarem sobre tot el que has de saber abans de contractar una asseguran\u00e7a m\u00e8dica.<\/p>\n\n\n\n<!--more-->\n\n\n\n<p>El nombre de persones que es plantegen contractar una asseguran\u00e7a m\u00e8dica privada com a complement de la sanitat p\u00fablica creix cada any, aix\u00ed com l&#8217;oferta de les companyies asseguradores. Davant la gran varietat d&#8217;opcions que tenim a l\u2019abast, contractar una asseguran\u00e7a de salut privada, a priori, no sembla una tasca f\u00e0cil. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFCom_contractar_una_asseguranca_de_salut_i_escollir_la_correcta\"><\/span>\u00bfCom contractar una asseguran\u00e7a de salut i escollir la correcta?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Per triar l&#8217;asseguran\u00e7a de salud que realment s&#8217;adapti a les nostres necessitats hem de tenir en compte aspectes importants que ens donaran <strong>informaci\u00f3, tant del que ens ofereix com del que ens limita cada p\u00f2lissa<\/strong>. Aquests s\u00f3n els aspectes m\u00e9s importants que hem de saber abans de contractar una asseguran\u00e7a m\u00e8dica:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"El_tipus_dasseguranca\"><\/span>El tipus d&#8217;asseguran\u00e7a<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><br>El primer aspecte que hem de valorar abans de contractar una asseguran\u00e7a m\u00e8dica \u00e9s el tipus d&#8217;asseguran\u00e7a a contractar. Ens conv\u00e9 m\u00e9s una asseguran\u00e7a amb <strong>copagament<\/strong>, en qu\u00e8 la prima mensual \u00e9s m\u00e9s baixa per\u00f2 paguem una quota per cada servei rebut, o sense copagament, en qu\u00e8 la prima \u00e9s m\u00e9s alta per\u00f2 inclou tots els serveis? Segons la freq\u00fc\u00e8ncia amb qu\u00e8 anem al metge, ens pot convenir un tipus o un altre d\u2019asseguran\u00e7a. Tamb\u00e9 hi ha les <strong>assegurances de reemborsament<\/strong>, una modalitat dins de les p\u00f2lisses m\u00e8diques que ens permet accedir als metges i centres de salut privats que volem pagant la totalitat de la visita per\u00f2 recuperant posteriorment part de l&#8217;import de la factura.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Les_cobertures_incloses_i_els_seus_limits\"><\/span>Les cobertures incloses i els seus l\u00edmits<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"880\" height=\"587\" src=\"https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-pediatria-880x587.jpg\" alt=\"Seguro de salud-pediatr\u00eda\" class=\"wp-image-17635\" srcset=\"https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-pediatria-880x587.jpg 880w, https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-pediatria-440x294.jpg 440w, https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-pediatria-768x513.jpg 768w, https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-pediatria-600x400.jpg 600w, https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-pediatria.jpg 1200w\" sizes=\"auto, (max-width: 880px) 100vw, 880px\" \/><\/figure>\n\n\n\n<p>Les m\u00fatues de salut ens ofereixen diferents modalitats d&#8217;assegurances, depenent de les cobertures que s&#8217;hi inclouen. Abans de contractar una asseguran\u00e7a m\u00e9dica hem d&#8217;analitzar b\u00e9 les que millor s&#8217;adapten a les nostres necessitats, perqu\u00e8 tot i que, generalment, les assegurances m\u00e8diques inclouen cobertures de les principals especialitats, com ara medicina general, ginecologia i obstetr\u00edcia, pediatria, infermeria, rehabilitaci\u00f3, etc,. <strong>no totes les companyies ofereixen el mateix ni de la mateixa manera<\/strong>. D&#8217;altra banda, cobreixen l&#8217;<strong>hospitalitzaci\u00f3<\/strong>? Quines <strong>proves diagn\u00f2stiques<\/strong> i quin tipus de <strong>cobertura dental<\/strong> inclouen? Per tant, una altra de les coses que hem de fer abans de contractar una asseguran\u00e7a m\u00e8dica \u00e9s revisar b\u00e9 que s&#8217;hi incloguin les que m\u00e9s ens interessen i con\u00e8ixer les limitacions pel que fa a nombre de sessions, import econ\u00f2mic&#8230;<\/p>\n\n\n\n<p>\u00c9s important tenir molt clar el que ens ofereix la nostre asseguran\u00e7a i no deixar-nos enlluernar per ofertes atractives que realment no compleixin les nostres necessitats.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"El_quadre_medic\"><\/span>El quadre m\u00e8dic<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>El quadre m\u00e8dic d&#8217;una companyia est\u00e0 format pels metges o centres de salut associats a aquesta companyia. Si ens interessa un especialista o un centre concret, \u00e9s \u00fatil con\u00e8ixer si hi est\u00e0 incl\u00f2s o no per no haver d&#8217;optar per una p\u00f2lissa amb reemborsament o assumir el cost de la consulta un mateix.<\/p>\n\n\n\n<p>En aquest sentit tamb\u00e9 \u00e9s important con\u00e8ixer quins <strong>serveis i centres d&#8217;urg\u00e8ncia<\/strong> ofereix l&#8217;asseguradora i si hi est\u00e0 inclosa l&#8217;assist\u00e8ncia a domicili.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Les_carencies\"><\/span>Les car\u00e8ncies<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Abans de contractar una asseguran\u00e7a de salut \u00e9s necessari con\u00e8ixer quins s\u00f3n els per\u00edodes de car\u00e8ncia de les diverses prestacions m\u00e8diques. Per tal d&#8217;evitar que una persona contracti una asseguran\u00e7a de salut nom\u00e9s per fer-se alguna prova m\u00e8dica, tractament o intervenci\u00f3 quir\u00fargica i despr\u00e9s es doni de baixa, les asseguradores de salut estableixen per\u00edodes de car\u00e8ncia per a determinats serveis. \u00c9s a dir, <strong>un temps d&#8217;espera per poder accedir-hi un cop entra en vigor la p\u00f2lissa<\/strong>. Els m\u00e9s comuns s\u00f3n els que afecten l&#8217;embar\u00e0s, el part i el postpart, que solen ser d&#8217;entre sis i deu mesos. Si tenim previst utilitzar algunes prestacions de l&#8217;asseguran\u00e7a de seguida, hem de con\u00e8ixer si ens ser\u00e0 possible o no.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"880\" height=\"587\" src=\"https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-lesion-880x587.jpg\" alt=\"Seguro de salud-lesiones\" class=\"wp-image-17631\" srcset=\"https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-lesion-880x587.jpg 880w, https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-lesion-440x293.jpg 440w, https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-lesion-768x512.jpg 768w, https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-lesion-600x400.jpg 600w, https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-lesion.jpg 1200w\" sizes=\"auto, (max-width: 880px) 100vw, 880px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Les_exclusions\"><\/span>Les exclusions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Les exclusions d&#8217;una asseguran\u00e7a de salut s\u00f3n els <strong>sup\u00f2sits<\/strong> (malalties, diagn\u00f2stics, tractaments o estats f\u00edsics) <strong>que les asseguradores no cobriran <\/strong>en cap cas, de manera que hem de con\u00e8ixer si la p\u00f2lissa inclou aquests sup\u00f2sits i quins s\u00f3n. S\u00f3n comuns en les assegurances m\u00e8diques i estan especificats en el contracte de la p\u00f2lissa.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cobertura_de_malalties_previes\"><\/span>Cobertura de malalties pr\u00e8vies<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u00c9s usual que la companyia asseguradora de salut sol\u00b7liciti que es respongui un q\u00fcestionari sobre l&#8217;estat de salut actual i els antecedents m\u00e8dics. Determinades malalties cr\u00f2niques, patologies o lesions pr\u00e8vies que el prenedor de l&#8217;asseguran\u00e7a presenta amb anterioritat a la contractaci\u00f3 de l&#8217;asseguran\u00e7a pot ser que no s&#8217;incloguin en la p\u00f2lissa o que fer-ho ens costi un extra en la prima. \u00c9s el que s&#8217;anomena &#8220;<strong>malalties preexistents<\/strong>&#8221; i hem de tenir en compte, si les tenim, si estan cobertes o no abans de decidir-nos a contractar una asseguran\u00e7a de salut.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Limits_dedat\"><\/span>L\u00edmits d&#8217;edat<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Algunes asseguradores incrementen el preu de la p\u00f2lissa a partir d&#8217;una determinada edat (65 anys aproximadament), per la qual cosa \u00e9s important tenir en compte aquest punt de cara al futur.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"880\" height=\"587\" src=\"https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-oftalmologia-880x587.jpg\" alt=\"Seguro de salud-oftalmolog\u00eda\" class=\"wp-image-17633\" srcset=\"https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-oftalmologia-880x587.jpg 880w, https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-oftalmologia-440x293.jpg 440w, https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-oftalmologia-768x512.jpg 768w, https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-oftalmologia-600x400.jpg 600w, https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-oftalmologia.jpg 1200w\" sizes=\"auto, (max-width: 880px) 100vw, 880px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"La_cobertura_geografica\"><\/span>La cobertura geogr\u00e0fica<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><br>L&#8217;\u00faltim punt sobre com contractar l&#8217;asseguran\u00e7a de salut adecuada, seria valorar la cobertura geogr\u00e0fica de l&#8217;asseguran\u00e7a. Per norma general, les m\u00fatues de salut ofereixen cobertura sanit\u00e0ria nacional. No obstant aix\u00f2, per evitar sorpreses, \u00e9s convenient comprovar que la nostra asseguran\u00e7a de salut ens cobreix fora de la nostra comunitat aut\u00f2noma o, fins i tot, a l&#8217;estranger, un aspecte molt interessant si se sol viatjar.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">L&#8217;asseguran\u00e7a de salut d\u2019MGC M\u00fatua \u00e9s la millor opci\u00f3 per tenir cura de la teva salut i la de la teva fam\u00edlia.<\/h3>\n\n\n\n<p><strong>L&#8217;asseguran\u00e7a de salut de <a href=\"https:\/\/www.mgc.es\/ca\/\">MGC M\u00fatua<\/a> inclou les cobertures m\u00e9s completes, incloent prestacions importants que altres companyies no cobreixen<\/strong>, i un ampli quadre facultatiu. Es complementa, a m\u00e9s, amb un <a href=\"http:\/\/cobertures.mgc.es\/revisio\">ampli ventall de serveis<\/a> que garanteixen als nostres associats una atenci\u00f3 integral i immediata. Entre d\u2019altres:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Disposa d\u2019un <strong>ampli quadre m\u00e8dic<\/strong> a tot Espanya que compta, nom\u00e9s a Catalunya i Balears, amb m\u00e9s de 10.000 professionals, centres i cl\u00edniques.<\/li><li><strong>Hospitalitzaci\u00f3 a tot el m\u00f3n<\/strong>, fins a 42.000 \u20ac, per a tractaments especials fora del quadre.<\/li><li><strong>Cobertura d\u2019assist\u00e8ncia en viatge<\/strong> amb validesa a tot el m\u00f3n.<\/li><li><a href=\"https:\/\/espaimutua.mgc.es\/index.php\"><strong>Espai M\u00fatua<\/strong><\/a>, un nou concepte d\u2019oficina que t\u2019ofereix, sense cost, serveis extra d\u2019inter\u00e8s per a tota la fam\u00edlia, com ara Espai M\u00fatua <em>aniversari<\/em>, Espai M\u00fatua <em>estudis<\/em>, Espai M\u00fatua <em>negocis<\/em> i Espai M\u00fatua <em>salut<\/em>.<\/li><li>Pla personalitzat de manteniment de la salut, amb exhaustiva revisi\u00f3 m\u00e8dica inicial i pla de prevenci\u00f3 a mida.<\/li><li>Assist\u00e8ncia integral del c\u00e0ncer, incloent medicacions i ter\u00e0pies que altres companyies no cobreixen.<\/li><li>Asseguran\u00e7a dental. Odontologia b\u00e0sica coberta i la resta a preus especials.<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"810\" height=\"562\" src=\"https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-ocu.jpg\" alt=\"Seguro de salud OCU\" class=\"wp-image-17640\" srcset=\"https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-ocu.jpg 810w, https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-ocu-440x305.jpg 440w, https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-ocu-768x533.jpg 768w\" sizes=\"auto, (max-width: 810px) 100vw, 810px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>MGC M\u00fatua \u00e9s la millor entitat d&#8217;assegurances de salut d&#8217;Espanya segons l&#8217;OCU<\/strong>. <\/h3>\n\n\n\n<p>En l\u2019enquesta <a href=\"https:\/\/www.ocu.org\/salud\/seguros-salud\/noticias\/satisfaccion-seguros-salud\"><em>Satisfacci\u00f3 amb les assegurances de salut<\/em><\/a>, duta a terme per l\u2019Organitzaci\u00f3 de Consumidors i Usuaris (OCU) entre els seus socis (publicada a la revista de l\u2019OCU <em>Dinero y Derechos<\/em>, n\u00fam. 174, setembre\/octubre 2019), MGC M\u00fatua ocupa la primera posici\u00f3 amb la millor valoraci\u00f3 pel que fa a \u201csatisfacci\u00f3 general\u201d (82 punts). Aix\u00ed mateix, la M\u00fatua obt\u00e9 una puntuaci\u00f3 excel\u00b7lent en aspectes com la qualitat de l\u2019assist\u00e8ncia m\u00e8dica, les cobertures que ofereix, l\u2019atenci\u00f3 personal i l\u2019agilitat en les autoritzacions de proves, entre d\u2019altres.<\/p>\n\n\n\n<p><br>Ara ja saps tots els aspectes necessaris sobre com contractar una asseguran\u00e7a de salut i triar la que m\u00e9s s&#8217;adapti a les teves necessitats.<\/p>\n\n\n\n<p>tot el que has de saber abans de contractar una asseguran\u00e7a m\u00e8dica privada per a poder triar el que millor s&#8217;adapti a les teves necessitats. Continua llegint!<br><strong>Sol\u00b7licita\u2019n m\u00e9s informaci\u00f3 enviant el seg\u00fcent <\/strong><a href=\"https:\/\/landing.mgc.es\/\"><strong>formulari<\/strong><\/a><strong> o trucant al tel\u00e8fon 93 414 36 00.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Quan ens plantegem contractar una asseguran\u00e7a de salut privada hem de tenir en compte alguns aspectes, com ara les cobertures, les mancances i les exclusions, per poder triar la que millor s&#8217;adapta a les nostres necessitats. En l&#8217;article d&#8217;avui parlarem sobre tot el que has de saber abans de contractar una asseguran\u00e7a m\u00e8dica.<\/p>\n","protected":false},"author":3,"featured_media":17629,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11,16],"tags":[509],"class_list":["post-17643","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualitat","category-assegurances","tag-asseguranca-salut"],"featured_image_src":"https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-familia.jpg","author_info":{"display_name":"Revista Inter\u00e8s Mutu","author_link":"https:\/\/www.mgc.es\/ca\/blog\/author\/interesmutu\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Qu\u00e8 hem de saber abans de contractar una asseguran\u00e7a de salut? - MGC M\u00fatua<\/title>\n<meta name=\"description\" content=\"T&#039;expliquem el que has de saber per contractar una asseguran\u00e7a m\u00e8dica privada i que sigui la que millor s&#039;adapti a les teves necessitats.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mgc.es\/ca\/blog\/que-hem-de-tenir-en-compte-abans-de-contractar-una-asseguranca-de-salut\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qu\u00e8 hem de saber abans de contractar una asseguran\u00e7a de salut? - MGC M\u00fatua\" \/>\n<meta property=\"og:description\" content=\"T&#039;expliquem el que has de saber per contractar una asseguran\u00e7a m\u00e8dica privada i que sigui la que millor s&#039;adapti a les teves necessitats.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mgc.es\/ca\/blog\/que-hem-de-tenir-en-compte-abans-de-contractar-una-asseguranca-de-salut\/\" \/>\n<meta property=\"og:site_name\" content=\"MGC M\u00fatua\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/mgcmutua\" \/>\n<meta property=\"article:published_time\" content=\"2021-02-02T10:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-04-12T14:19:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.mgc.es\/wp-content\/uploads\/2020\/02\/seguro-salud-familia.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Revista Inter\u00e8s Mutu\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@mgcmutua\" \/>\n<meta name=\"twitter:site\" content=\"@mgcmutua\" \/>\n<meta name=\"twitter:label1\" content=\"Escrit per\" \/>\n\t<meta name=\"twitter:data1\" content=\"Revista Inter\u00e8s Mutu\" \/>\n\t<meta name=\"twitter:label2\" content=\"Temps estimat de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minuts\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Qu\u00e8 hem de saber abans de contractar una asseguran\u00e7a de salut? 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